Vivian Resnick Tampa Bay Real Estate
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  • Listings
    • 14331 Italia Dr. Wimauma, FL 33598
    • 14700 Gulf Blvd #102, Madeira Beach, FL 33708
    • 14700 Gulf Blvd #505, Madeira Beach, FL 33708
    • 14700 Gulf Blvd #303, Madeira Beach, FL 33708
    • 4005 W Coachman Ave, Tampa, FL 33611
    • 10601 Massimo Dr, Wimauma, FL 33598
    • 6819 Krenson Oaks Cir, Lakeland, FL 33810
    • 9107 Whispering Willow Way, Tampa, FL
    • 826 Lumsden Reserve Dr., Brandon, FL
    • 313 Oak Rose Ln. #202 Tampa, FL 33612
    • 8415 Canterbury Lake Blvd, Tampa, FL 33619
    • 4321 Waterford Landing Dr, Lutz, FL 33558
    • 4642 Whispering Park Ln, Tampa, FL 33614
    • 2320 Platinum Dr, Sun City Center, FL 33573
    • 9611 Sweet Ivy Dr. Tampa 33647
    • 340 Bluewater Falls Ct, Apollo Beach
    • 3307 Silverpond Dr, Plant City, FL 33566
    • 2228 Golden Oak Ln, Valrico, FL 33594
    • 4210 N Suwanee Ave, Tampa, FL 33603
    • 15008 Greeley Dr, Tampa, FL 33625
    • 1538 Shorewood Dr, Auburndale, FL 33823
    • 1924 ELOISE COVE DR, WINTER HAVEN, FL 33884
    • 1019 Fordham Dr, Sun City Center
    • 225 LOMA DEL SOL DR, DAVENPORT, FL 33896
    • 11122 SHADYBROOK DR, TAMPA, FL 33625
    • 134 Sawtooth Dr, Valrico, FL 33594
    • 4004 Hollyhead Cir N, Lakeland, FL 33811
    • 4714 W Trilby Ave, Tampa 33616
    • 675 Powder Horn Row, Lakeland, FL
    • 903 Killarney Ln, Auburndale, FL 33823
    • 4012 Silverspring Dr, Plant City, FL
    • 15425 Lost Creek Ln, Ruskin, FL 33573
    • 678 Avenue K Southeast, Winter Haven, FL 33880
    • 5737 Lacar Way, Lakeland, FL 33805
    • 413 2ND ST SW, RUSKIN, FL 33570
    • 1500 LAKE ARIANA BLVD, AUBURNDALE
    • 833 Vino Verde Cir, Brandon
    • 6213 CRANE DR, LAKELAND
    • 3550 FISHER RD. PALM HARBOR
    • 15511 MORNING DR, LUTZ
    • 12910 N 53RD ST, TEMPLE TERRACE
    • 906 TIBURON DR. SEFFNER
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HOW TO IMPROVE YOUR CREDIT ​BY REALTORMAG.REALTOR.ORG

Vivian Resnick Realtor Homeward Real Estate Tampa Florida Luxury Homes Top Realtor Spanish Espanol Agente de Bienes Raices Down Payment Assistance First Time Home Buyers Down Payment Programs
Credit scores play a big role in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following:
Check for errors in your credit report. 
Thanks to an act of Congress, you can download one free credit report each year at annualcreditreport.com. If you find any errors, correct them immediately.
Pay down credit card bills. 
If possible, pay off the entire balance every month. Transferring credit card debt from one card to another could lower your score.


 Don’t charge your credit cards to the max. ​
Pay down as much as you can every month.
Wait 12 months after credit difficulties to apply for a mortgage. 
You’re penalized less severely for problems after a year.
Don’t order items for your new home on credit. 

Wait until after your home loan is approved to charge appliances and furniture, as that will add to your debt.
Vivian Resnick Realtor Homeward Real Estate Tampa Florida Luxury Homes Top Realtor Spanish Espanol Agente de Bienes Raices Down Payment Assistance First Time Home Buyers

Don’t open new credit card accounts. 
If you’re applying for a mortgage, having too much available credit can lower your score.
Shop for mortgage rates all at once. 
Having too many credit applications can lower your score. However, multiple inquiries about your credit score from the same type of lender are counted as one if submitted over a short period of time.
Avoid finance companies. 
​
Even if you pay off their loan on time, the interest is high and it may be considered a sign of poor credit management.
Helping you make the right move. Call and let's get started!
Available by phone, text, email, or in person: 813-410-2890 (cell)

Vivian Resnick Realtor Homeward Real Estate Tampa Florida Luxury Homes Top Realtor Spanish Espanol Agente de Bienes Raices Down Payment Assistance First Time Home Buyers

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813.410.2890

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Vivian@VivianResnick.com

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Dalton Wade Real Estate Group  |  260 1st Ave South, 5th Floor, ​St Petersburg Florida 33701 5213 E 131st Ave Temple Terrace, FL 33617